| Loan Scheme up to ₹25 Lakhs | |||
|---|---|---|---|
| Loan Type | Tenure | Monthly Installment | Interest Rate |
|
Term Loan - up to ₹10 Lakhs (Per ₹1 Lakh) |
5 Years | ₹ 2,120/- | 9.80% |
| 7 Years | ₹ 1,650/- | 9.80% | |
| 10 Years | ₹ 1,320/- | 9.80% | |
|
Term Loan - ₹10.01 Lakhs to ₹25 Lakhs (Per ₹1 Lakh) |
5 Years | ₹ 2,180/- | 11.00% |
| 7 Years | ₹ 1,720/- | 11.00% | |
| 10 Years | ₹ 1,380/- | 11.00% | |
| Cash Credit Loan - up to ₹10 Lakhs | 3 Years | -- | 9.80% |
| Cash Credit Loan - ₹10.01 Lakhs to ₹25 Lakhs | 3 Years | -- | 11.00% |
|
Home Loan – Up to ₹25 Lakhs (Per ₹1 Lakh) |
15 Years | ₹1,020/- | 8.99% |
| 20 Years | ₹900/- | 8.99% | |
|
Vehicle Loan (Petrol, Diesel, CNG, Electric) Two-Wheeler Loan up to ₹3 Lakhs Two-Wheeler (New) (Per ₹1 Lakh) Four-Wheeler (New) (Per ₹1 Lakh) Four-Wheeler (Used) (Per ₹1 Lakh) (For vehicles within 3 years old) |
3 Years | ₹3,180/- | 8.99% |
| 5 Years | ₹2,080/- | 8.99% | |
| 7 Years | ₹1,610/- | 8.99% | |
| 5 Years | ₹2,200/- | 11.50% | |
|
Commercial Vehicle Loan (Auto Rickshaw, Tata Chhota Hathi and other commercial vehicles) |
5 Years | ₹2,130/- | 10.00% |
|
Business Installment Loan (Daily Collection Method) |
3 Years | (Daily Installment ₹106/-) (Per ₹1 Lakh) |
9.00% |
|
Solar Loan (For Residential or Commercial Use) (Per ₹1 Lakh) |
3 Years | ₹3,230/- | 10.00% |
| 5 Years | ₹2,130/- | 10.00% | |
|
Women Entrepreneurship Loan (Tourism-based Business) (Per ₹1 Lakh) |
3 Years | ₹3,330/- | 12.00% |
| 5 Years | ₹2,230/- | 12.00% | |
|
Business Loan for Single Women (Widows, Divorced and Deserted Women) & Young Women (Per ₹1 Lakh) |
3 Years | ₹3,230/- | 10.00% |
| 5 Years | ₹2,130/- | ||
| 7 Years | ₹1,670/- | ||
| 10 Years | ₹1,330/- | ||
| Loan Schemes Above ₹25 Lakhs | |||
|
Installment Loan (Per ₹1 Lakh) |
13 Years | ₹1,270/- | 12.00% |
| Cash Credit Loan | 3 Years | -- | 13.50% |
|
Shop Purchase Loan (Per ₹1 Lakh) |
10 Years | ₹1,400/- | 11.25% |
|
Home Loan – Up to ₹1.40 Crore (Per ₹1 Lakh) |
15 Years | ₹1,080/- | 10.00% |
| 20 Years | ₹970/- | 10.00% | |
|
Vehicle Loan – Four-Wheeler (New) (Per ₹1 Lakh) Four-Wheeler (New) (Per ₹1 Lakh) Four-Wheeler (Used) (Per ₹1 Lakh) (For vehicles within 3 years old) |
5 Years | ₹2,190/- | 11.25% |
| 7 Years | ₹1,730/- | 11.25% | |
| 5 Years | ₹2,200/- | 11.50% | |
| Other Loan Schemes of the Bank | |||
|
Personal Loan Secured (Against Collateral) (Per ₹50,000) |
3 Years | ₹1,700/- | 13.50% |
| Unsecured (Per ₹50,000) | 3 Years | ₹1,780/- | 16.50% |
|
Personal Loan Secured (Per ₹1 Lakh) |
5 Years | ₹2,310/- | 13.50% |
| Unsecured (Per ₹1 Lakh) | 5 Years | ₹2,460/- | 16.50% |
|
Personal Loan (Unsecured up to ₹2 Lakhs) (Per ₹1 Lakh) (Per ₹2 Lakhs) |
2 Years | ₹4,710/- (Daily Installment ₹160/-) |
12.00% |
| 2 Years | ₹9,420/- (Daily Installment ₹320/-) |
12.00% | |
|
Personal Loan (Unsecured up to ₹5 Lakhs) (Per ₹1 Lakh) (Per ₹1 Lakh) |
3 Years | ₹3,370/- (Daily Installment ₹120/-) |
13.00% |
| 5 Years | ₹2,280/- (Daily Installment ₹80/-) |
13.00% | |
|
Personal Loan (Unsecured) (Up to ₹1.30 Lakhs for ‘A’ Class Members) |
5 Years | ₹3,130/- | 15.50% |
|
Loan Against LIC Policy (Per ₹1 Lakh) |
3 Years | ₹3,330/- | 12.00% |
| 5 Years | ₹2,230/- | 12.00% | |
| Overdraft Against LIC Policy | 1 Year | -- | 12.00% |
|
Education Loan (Up to ₹3 Lakhs) (Per ₹1 Lakh) (₹3 Lakhs to ₹10 Lakhs) (Per ₹1 Lakh) 0.50% Interest Concession for Girl Students |
5 Years | ₹2,200/- | 11.50% |
| 7 Years | ₹1,740/- | 11.50% | |
|
Gold Loan (Against Gold Ornaments) (Per ₹1 Lakh) ₹2 Lakhs to ₹5 Lakhs ₹5 Lakhs to ₹50 Lakhs |
1 Year | ₹8,750/- | 9.00% |
| 3 Years | ₹3,180/- | 9.00% | |
| 5 Years | ₹2,080/- | 9.00% | |
| Overdraft Against Gold | 1 Year | -- | 10.00% |
|
Real Estate Installment Loan (For Projects) (Per ₹1 Lakh) |
5 Years | ₹2,330/- | 14.00% |
| 7 Years | ₹1,880/- | 14.00% | |
| 10 Years | ₹1,560/- | 14.00% | |
| Overdraft Against Real Estate | 1 Year | -- | 14.50% |
| Loan Against National Savings Certificate (NSC) | -- | -- | 11.50% |
|
Self Help Group (SHG) Loan (Per ₹1 Lakh) |
3 Years | ₹3,350/- | 12.50% |
| 5 Years | ₹2,250/- | 12.50% | |
| Professional Self-Employed Cash Credit | 1 Year | -- | 11.25% |
| Bill Discounting Loan | -- | -- | 16.50% |