Welcome to Vishwas Co-op. Bank Ltd., Nashik

Service Charges

Sr. No Service Details Unit Charges + GST 18%
1 Minimum Commission DD / Pay Order (Max. ₹5000) Per thousand 25.00
2 DD / Pay Order Cancellation Charges Per DD/PO 100.00
3 OBC / IBC Commission (Min. ₹5 And Max. ₹5000) Per Thousand 5.00
4 Cheque Book Charges Per Cheque Leaf 0.00
5 Duplicate Passbook Charges - 500.00
6 Locker Surrender before One Year - 5,000.00
7 Loan NOC Charges (Stationery & Postage) - 500.00
8 CIBIL Charges - 100.00
9 Loan Amount ₹4 Lakhs to ₹10 Lakhs - 300.00
10 Bank Guarantee Commission On Guarantee Amount 3%
11 Loan Foreclosure Charges (Exclude Home Loan) On Outstanding Amount 3%
12 Default Loan Holder & Guarantor Visit (Nashik City) - 300.00
13 RPAD (Registered Post) Each 50.00
14 Penal Charges (All Term Loan) On Month End Overdue 3%
15 Commitment Charges (Cash Credit Account) - 2%
16 ATM Card Maintenance Charges Quarterly 75.00
17 RTGS / NEFT Charges (Up to ₹2 Lakh – Current / CC) Per Transaction 25.00
18 NEFT via Mobile App up to ₹10,000 Per Transaction 2.50
19 NEFT via Mobile App ₹10,000 – ₹1 Lakh Per Transaction 5.00