Welcome to Vishwas Co-op. Bank Ltd., Nashik

Service Charges

Sr. No Service Details Unit Charges + GST 18%
1 DD / Pay Order Commission (For Cash) Per thousand 5.00
2 DD / Pay Order Commission (Through Account) Per thousand 2.00
3 Minimum Commission DD / Pay Order (Max. ₹5000) Per thousand 25.00
4 Outstation Outward Cheque Return Charges Per Cheque 300.00
5 Inward / Outward Cheque and ECS Return Charges Per Cheque 250.00
6 Saving / Current Account Close within One Year - 300.00
7 DD / Pay Order Cancellation Charges Per DD/PO 100.00
8 OBC / IBC Commission (Min. ₹5 And Max. ₹5000) Per Thousand 5.00
9 Franking Commission Per Document 10.00
10 Cheque Book Charges Per Cheque Leaf 3.00
11 Loose Cheque Charges Per Cheque Leaf 10.00
12 Duplicate Account Statement Charges Per Page 10.00
13 Duplicate Passbook Charges - 500.00
14 Cheque Stop Payment Charges Per Cheque 200.00
15 Average Minimum Balance Charges (Savings Account) Monthly 30.00
16 Average Minimum Balance Charges (Current Account) Monthly 50.00
17 Ledger Folio Charges (Current / Cash Credit Account) Monthly 25.00
18 Locker Security Deposit (L-Size – 3 Years) - 70,000.00
19 Locker Security Deposit (G-Size – 3 Years) - 35,000.00
20 Locker Security Deposit (D-Size – 3 Years) - 25,000.00
21 Locker Rent (L-Size) Quarterly 1,150.00
22 Locker Rent (G-Size) Quarterly 550.00
23 Locker Rent (D-Size) Quarterly 400.00
24 Locker Surrender before One Year - 5,000.00
25 Loan Processing Fee On Loan Amount 1%
26 Loan NOC Charges (Stationery & Postage) - 500.00
27 Loan NOC Charges (Other Banks) - 50.00
28 CIBIL Charges - 100.00
29 LRS Charge – Loan up to ₹4 Lakhs - 200.00
30 Loan Amount ₹4 Lakhs to ₹10 Lakhs - 300.00
31 Loan Amount Above ₹10 Lakhs - 400.00
32 Bank Guarantee Commission On Guarantee Amount 3%
33 Solvency Certificates Per Thousand 10.00
34 Loan Foreclosure Charges (Exclude Home Loan) On Outstanding Amount 3%
35 Default Loan Holder & Guarantor Visit (Nashik City) - 300.00
36 Default Loan Holder & Guarantor Visit (Nashik District) - 750.00
37 Visit Outside Nashik District - Direct Expenditure + 200
38 RPAD (Registered Post) Each 50.00
39 Penal Charges (All Term Loan) On Month End Overdue 3%
40 Commitment Charges (Cash Credit Account) - 2%
41 Telephone Charges (Exclude Home Loan) - 15.00
42 ATM Card Maintenance Charges Quarterly 75.00
43 ATM Card Replacement - 300.00
44 ATM Transaction (Cash Withdrawal – Savings) Per Transaction 23.00
45 ATM Non-Transactional (Balance Inquiry, PIN Change, Mini Statement) Per Transaction 10.00
46 ATM Transaction (Current / Cash Credit Account) Per Transaction 23.00
47 ATM Non-Transactional (Current / Cash Credit Account) Per Transaction 10.00
48 RTGS / NEFT Charges (Up to ₹2 Lakh – Current / CC) Per Transaction 25.00
49 RTGS / NEFT Charges (Above ₹2 Lakh – Current / CC) Per Transaction 50.00
50 NEFT via Mobile App up to ₹10,000 Per Transaction 2.50
51 NEFT via Mobile App ₹10,000 – ₹1 Lakh Per Transaction 5.00