Lodge a Complaint
Welcome to Vishwas Co-op. Bank Ltd., Nashik

Home Loan

Home Loan

Buying a House is a dream for many. Now buy your dream home with the help of our Housing Loan Facility. Our Home Loan cater to all types of customers base viz., salaried, self-employed, professional, businessmen, ect. Home loans made easy. Repay the amount through EMIs, at rates like never before. We offer high-value loans at competitive interest rates, with the option of flexible repayment tenors extending up to (data) years.

Features
  • Housing Loan ROI : 8.99% (for Loan Amount upto Rs.25 lakhs)
  • Housing Loan ROI : 10% (for Loan Amount above Rs.25 lakhs)
Eligibility

For Salaried Persons :

  • Employees of reputed and financially sound organization.
  • Salary Undertaking from the company

For Businessmen & Professionals:

  • Business should have establishment of minimum of 3 years.

Co-Applicant :

  • Spouse/Parents/Blood Relatives of the applicant can be taken as co-applicant.
Documents

Duly filled form with :

  • ncome Proof of Applicant(s) & Guarantor(s)
  • Residential Proof of Applicant(s) & Guarantor(s)
  • Property Documents
  • PAN Card of Applicant(s) & Guarantor(s)
  • KYC of Applicant(s) & Guarantor(s)

Prime Security :

  • Dwelling Unit/s under construction/ready possession to be purchased.

Guarantors :

  • Two Financial strong Guarantors Required

Housing Loan (for New & Old Property) (For Loan up to 25 Lakhs)

Features
  • Loan Amount – 25 Lakhs
  • Loan Tenure – 15 years and 20 years (as per the Loanee’s requirement)
  • Rate of Interest – 8.99 %
  • Processing Fee – 0.50% 18% GST
  • Loan amount Sanction up to 90% of Property Valuation

Housing Loan (for New & Old Property) (For Loan up to 1 crore 40 Lakhs)

Features
  • Loan Amount – 1 Crore 40 Lakhs
  • Loan Tenure – 15 years and 20 years (as per the Loanee’s requirement)
  • Rate of Interest – 10.00 %
  • Processing Fee – 0.50% 18% GST
  • Loan amount Sanction up to 90% of Property Valuation
 
For more details please contact our nearest Branch or contact on 9130020888
Our Services
Special Loan Scheme
Interest Rates
Bank Holidays Service Charges