IFSC CODE : HDFC0CVCBLN

RTGS (Real-Time Gross Settlement)

RTGS is India’s premier system for high-speed, high-value bank transfers. Transactions are processed individually and completed instantly.

• Minimum Limit: ₹2,00,000
• Maximum Limit: No upper limit
• Processing Time: Immediate / Real-time
• Charges: ₹59/- per transaction
  (Free for Saving Account)

Key Benefits:

• Speed: Fastest way to transfer large amounts
• High Security: Settled via RBI system
• Real-time Tracking: Instant confirmation

NEFT (National Electronic Funds Transfer)

NEFT is a payment system that processes transactions in batches (Deferred Net Settlement).

• Minimum/Maximum Limit: No fixed limit
• Processing Time: 30 minutes to 2 hours
• Charges: ₹29.50/- per transaction
  (Free for Saving Account)

Key Benefits:

• Suitable for both small and large transactions