Service Charges

Service charges on various services given by bank to its customer

Service details Unit Service Charges + GST 18.00%
1 DD / Pay Order Commission
(For Cash)
per thousand 5.00
2 DD / Pay Order Commission
(Through Account)
per thousand 2.00
3 Minimum Commission DD/ Pay Order
( Max. Rs.5000)
per thousand 25.00
4 Outstation Outword Cheque Return
charges
Per Cheque 300.00
5 Inward / Outword Cheque and ECS Return Charges Per Cheque 250.00
6 Saving / Current Account Close within One Year 300.00
7 DD / Pay order Cancellation chargers Per DD/PO 100.00
8 OBC / IBC Commission (Min. 5/- And Max. 5000/-) Per Thousand 5.00
9 Franking Commission Per document 10.00 (With GST)
10 Cheque Book Charges
Per Cheque
Leaves
3.00
11 Loose Cheque Charges
Per Cheque
Leaves
10.00
12 Duplicate Account Statement Charges Per page 10.00
13 Duplicate Passbook Charges 500.00
14 Cheque Stop Payment Charges Per Cheque 200.00
15 Average Minimum Balance Charges
(Savings Account)
Monthly 30.00
16 Average Minimum Balance Charges
(Current Account)
Monthly 50.00
17 Ledger Folio Charges
(Current Account / Cash Credit Account)
Monthly 25.00
18 Locker Security Deposit
For three years
(L-Size)
70000.00
For three years
(G-Size)
35000.00
For three years
(D-Size)
25000.00
19 Locker Rent (L-Size)
Quarterly 1150.00
Locker Rent (G-Size) Quarterly 550.00
Locker Rent (D-Size) Quarterly 400.00
20 Locker Surrender before One Year
5000.00
21 Loan Processing Fee On Loan Amount 1%
22 Loan NOC Charges (Stationery & Postage) 500.00
23 Loan NOC Charges (Other Banks) 50.00
24 CIBIL Charges 100.00
25 LRS Charge - Loan up to Rs. 4 lakhs 200.00
Loan Amount from 4 Lakhs to 10 Lakhs 300.00
Loan Amount Above 10 Lakhs 400.00
26 Bank Gurantee Commission On Guarantee Amount 3.00%
27 Solvency Certificates Per thousand 10.00
28 "Loan forecloser Charges. (on Outstanding Amount) Exclude Home Loan" 3.00%
29 Default Loan Holder and Gurantor Visit Charges
Direct Visit - Nashik City 300.00
Direct Visit - Nashik District 750.00
Direct Visit - Outside Nashik District
(Direct Expenditure +200 / -)
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30 RPAD (Register Post) Each One 50.00
31 Penal Charges (All Term Loan)
on Month End Overdue
3%
32 Commitment Charges ( For Cash Credit Account) 2%
33 Telephone Charges
Exclude Home Loan
15.00
34 ATM Card Maintanance Charges Quarterly 75.00
35 ATM Card Replacement 300.00
36 ATM Transaction Charges
For Saving Account 1st 5
(Transaction or Non Transactional) Free After 6th
36 (A) Transaction (Cash Withdrawal) Per Transaction 23.00
36 (B) Non Transactional
(Balance Inquiry, Pin Change, Mini Statement)
Per Transaction 10.00
37 For Current And Cash Credit Account from 1st
Transaction
37 (A) Transaction (Cash Withdrawal) Per Transaction 23.00
37 (B) Non Transactional
(Balance Inquiry, Pin Change, Mini Statement)
Per Transaction 10.00
38 RTGS / NEFT Charges (Upto 2 Lakh)
For Current / Cash Credit Account
Per Transaction 25.00
39 RTGS / NEFT Charges (Above 2 Lakh)
For Current / Cash Credit Account
Per Transaction 50.00
40 NEFT Charges Through Mobile App up to ₹10,000
For Current / Cash Credit Account
Per Transaction 2.50
41 NEFT Charges Through Mobile App above ₹10,000 up
to ₹1 lakh
For Current / Cash Credit Account
Per Transaction 5.00